The Right Plan for Every Employer

Designed for businesses with fewer than 50 full-time employees, QSEHRA allows employers to reimburse employees tax-free for individual health insurance premiums and qualifying medical expenses.

Key Features

• ✓No group health plan required
• ✓Up to $6,350/year per employee (2025)
• ✓Up to $12,800/year with family coverage
• ✓Year-round enrollment
• ✓IRS Section 213(d) eligible expenses

Best For

Employers with fewer than 50 FTEs seeking a flexible, budget-controlled alternative to group health insurance.

A federal ruling that allows businesses of any size to offer employees a monthly allowance of tax-free money to purchase individual health insurance plans that fit their unique needs.

Key Features

• ✓No employee cap — any size employer
• ✓ACA-compliant alternative to group plans
• ✓Set up anytime — 1st of any month
• ✓Tiered benefits by employee class
• ✓Claims funded via ACH within 3 business days

Best For

Applicable Large Employers (50+ employees) and any employer seeking to eliminate group plan administration while maintaining ACA compliance.

A tax-free benefit program allowing employers to reimburse employees for qualified medical expenses. Fully customizable to fit your organization's benefit strategy and budget.

Key Features

• ✓100% employer-funded
• ✓Tax-free reimbursements
• ✓Customizable eligible expense list
• ✓Integrates with HDHP plans
• ✓No use-it-or-lose-it for employer funds

Best For

Employers of any size looking to supplement existing health coverage or offer a standalone reimbursement benefit.

A tax-advantaged savings account for employees enrolled in a high-deductible health plan. Funds can be used for eligible medical expenses and, after age 65, for any purpose.

Key Features

• ✓Triple tax advantage
• ✓Funds roll over year to year
• ✓Invest surplus HSA funds
• ✓Portable — follows the employee
• ✓Covers wide range of medical expenses

Best For

Employees enrolled in HDHPs who want to build a tax-advantaged healthcare savings cushion.

An employer-sponsored benefit enabling employees to set aside pre-tax dollars for eligible healthcare and dependent care expenses, reducing their taxable income.

Key Features

• ✓Reduces employee taxable income
• ✓Immediate access to full annual election
• ✓Covers medical, dental, vision, and more
• ✓Dependent care FSA option available
• ✓Employer can contribute

Best For

Employees who want to reduce out-of-pocket healthcare costs using pre-tax dollars.

Full COBRA administration ensuring employees can continue employer-sponsored health coverage after qualifying events such as job loss, reduction in hours, or life changes.

Key Features

• ✓Timely qualifying event notices
• ✓Election period management
• ✓Premium collection and remittance
• ✓Full compliance documentation
• ✓HIPAA coordination

Best For

Employers required to offer COBRA continuation coverage under federal law.

The minimum level of health insurance coverage required under the Affordable Care Act. Flyte helps employers offer and administer MEC plans to satisfy the ACA employer mandate.

Key Features

• ✓Satisfies ACA employer mandate
• ✓Cost-effective compliance solution
• ✓Available for large employer groups
• ✓Prevents Section 4980H penalties
• ✓Pairs with supplemental benefit strategies

Best For

Applicable Large Employers (50+ FTEs) seeking an affordable path to ACA compliance.

An employer-funded account employees can allocate toward wellness and lifestyle expenses such as gym memberships, fitness equipment, wellness programs, and pet care.

Key Features

• ✓Fully employer-defined benefit
• ✓Boosts recruitment and retention
• ✓Wide range of eligible categories
• ✓Flexible employer contribution schedule
• ✓Easy mobile claims submission

Best For

Employers looking to differentiate their benefits package with modern, flexible wellness incentives.